MIRACLE PAY
Accept Crypto. Settle in Fiat. Keep Business Simple.
Miracle Pay enables merchants and platforms to accept crypto payments online and in-store, with settlement directly to the merchant’s bank account without requiring the merchant to hold or manage crypto assets.
Built for real-world commerce, Miracle Pay connects digital payments with the systems businesses already use.
WHAT IS MIRACLE PAY?
Crypto Payments Without the Crypto Headache
Miracle Pay is a merchant-facing payment infrastructure designed to make digital-asset payments practical for everyday businesses. Customers can pay using supported digital assets, while merchants can receive settlement in traditional currency based on their settlement setup. The merchant does not need to manage wallets, trade crypto, or handle digital assets directly.
Miracle Pay is designed for:
HOW MIRACLE PAY WORKS
From Customer Payment to Merchant Bank Account
Customer Pays
The customer initiates payment using crypto through an online checkout or supported point-of-sale terminal experience.
Miracle Pay Processes
Miracle Pay manages payment execution, confirmation, and transaction status.
Settlement Conversion
The payment is converted into fiat according to the merchant’s settlement setup.
Merchant Receives Fiat
Funds are settled directly into the merchant’s bank account.
WHY MERCHANTS USE MIRACLE PAY
More Payment Choice. Less Operational Complexity.
More Ways to Pay
Give customers an additional payment option both online and in person.
Fiat Settlement
Payments can be settled directly into the merchant’s bank account.
No Crypto Management
Merchants do not need to hold or manage crypto assets.
One Merchant Flow
Payment status, settlement, and reconciliation are managed through one payment environment.
Zero Miracle Pay Merchant Transaction FeeKey Feature
According to Miracle Pay’s current merchant materials, Miracle Pay does not charge merchants a transaction fee. Any applicable payment fee is paid by the customer at checkout.
Chargeback Protection
Digital blockchain settlement helps protect merchants against fraudulent credit card chargebacks.
BUILT TO WORK WITH EXISTING COMMERCE
Miracle Pay is designed to fit into existing merchant environments rather than requiring businesses to rebuild their payment infrastructure.
In-Store / POS
Supported through payment-terminal and point-of-sale integrations.
E-Commerce
Designed for integration with established online commerce platforms.
Direct API
Platforms and larger merchants can connect directly through API integrations for custom payment experiences.
PAYMENT & POS INFRASTRUCTURE
Rather than building an entirely separate merchant universe from scratch, Miracle Pay is developing integrations with established payment and point-of-sale infrastructure.
Ingenico
Partner Solution GalleryIngenico is a major global payment-terminal and merchant-technology provider. Miracle Pay appears publicly in Ingenico’s official Partner Solution Gallery, giving you an unusually useful piece of third-party validation instead of merely relying on Miracle Pay saying “trust us, bro.” Ingenico describes MiraclePay as a payment solution within its partner ecosystem.
PAX
PAX provides payment-terminal and point-of-sale technology used by merchants around the world. Miracle Pay’s current materials identify PAX as part of its in-store POS integration environment.
Verifone
Distribution PipelineVerifone provides payment terminals and merchant payment infrastructure. Miracle Pay materials identify Verifone as part of its distribution and integration pipeline.
NCR Voyix
Distribution PipelineNCR Voyix provides commerce technology and point-of-sale systems used across retail, restaurants and other merchant environments. Miracle Pay materials identify NCR Voyix as part of its distribution and integration pipeline.
INFRASTRUCTURE & REGULATORY PARTNERS
The Technology Behind the Transaction
The merchant-facing checkout is only one part of a payment system. Behind it are infrastructure providers supporting conversion, custody, settlement, liquidity, transaction monitoring, and regional regulatory requirements.
Miracle Pay’s current corporate presentation identifies Zero Hash, Bitso, and Everest as infrastructure and regulatory partners across key markets.
Zero Hash
U.S. Stablecoin RailsZero Hash provides regulated onchain infrastructure supporting conversion, custody, liquidity, transaction monitoring and settlement. In August 2026, Zero Hash published its own official announcement confirming its partnership with Miracle Pay for U.S. merchant stablecoin payments. Zero Hash states that Miracle Pay manages the merchant-facing layer while Zero Hash powers regulated technical infrastructure underneath.
Bitso
LATAM InfrastructureBitso provides digital-asset infrastructure in Latin America. MetaTerra announced a strategic partnership between Miracle Pay and Bitso in May 2026. Under the announced model, Miracle Pay handles merchant onboarding and payment acceptance, while Bitso provides regional infrastructure for custody, conversion and settlement.
Everest / Xpaid
European RailsMiracle Pay materials identify Everest/Xpaid as part of its infrastructure supporting European operations and regulatory payment rails.
MERCHANT NETWORK EXPANSION
One Integration Can Reach More Than One Merchant
A major part of Miracle Pay’s growth strategy is network-level activation. Instead of onboarding every merchant individually, Miracle Pay can integrate with platforms, payment providers and merchant networks that already serve large numbers of businesses.
Kushki Network
A payment infrastructure provider serving Latin American markets. Miracle Pay materials reference a merchant network of approximately 500,000 merchants through Kushki.
Puntored
A merchant and payment network shown in Miracle Pay materials with approximately 78,000 merchants.
Mexico Taxi Network
Miracle Pay materials also reference a Mexico taxi network representing approximately 60,000 taxi drivers.
MARKET EXPANSION
Growing Region by Region
Miracle Pay’s September 2026 corporate presentation describes the company as expanding market by market, aligning payment, settlement, and regulatory infrastructure within each region.
United States
Currently available for U.S. merchants
Powered by regulated conversion and settlement partner rails via Zero Hash.
Europe
Currently available
Supported by European regulatory payment infrastructure and partners.
Latin America
Regional rollout in progress
Strategic partnership with Bitso. Corporate presentation notes LATAM expansion is expected to follow in early Q4.
THIRD-PARTY VALIDATION
“Can I verify any of this somewhere besides the company’s own website?”
See Miracle Pay on Partner Websites:
Ingenico
MiraclePay is listed in Ingenico’s official Partner Solution Gallery.
Zero Hash
Zero Hash published an official August 2026 announcement detailing its partnership with Miracle Pay.
Bitso Partnership
MetaTerra published the announced strategic partnership between Miracle Pay and Bitso for Latin American merchant infrastructure.
Digital Payments That Feel Like Payments
For merchants, the goal is not to turn the business into a crypto company. The goal is much simpler:
Miracle Pay is designed to put blockchain-powered payment infrastructure behind a merchant experience that still feels like commerce.
Want to Accept Crypto at Your Business?
Whether you operate a physical location, online store, platform, or merchant network, Miracle Pay offers multiple ways to integrate digital-asset payment acceptance into your existing business.